Why Commercial Vehicle Insurance Is Essential for California Businesses

Every detail matters within the thriving business ecosystem of California. From hiring the best talent to optimizing workflow processes, entrepreneurs leave no stone unturned. Another crucial aspect that demands attention is safeguarding company assets, particularly when it comes to commercial vehicles. If you are a business owner with a fleet, commercial vehicle insurance isn’t just a recommendation – it’s essential. Let’s explore why.

 

Protect Your Financial Investment

Commercial vehicles aren’t just a mode of transportation; they are a significant investment in your business. Whether it’s a single delivery van or an entire fleet of trucks, there’s substantial capital involved. Accidents, theft, or damage can result in considerable financial loss and the need to work with a vehicle accident lawyer. Commercial vehicle insurance acts as a buffer against these unforeseen expenditures, ensuring that mishaps don’t derail your business’s finances.

 

Legal Compliance and Peace of Mind

The State of California mandates that all commercial vehicles have a minimum amount of liability insurance. Operating without the required insurance can result in hefty fines, potential litigation, and even the suspension of your business operations. Having the right coverage, on the other hand, not only ensures you are compliant with the law but also provides you with peace of mind. With adequate insurance, you can focus on the day-to-day running of your business without the nagging concern of potential liabilities. An automobile accident lawyer can help if you’re not sure what insurance you need, or if you are dealing with the aftermath of an accident with an uninsured driver.

 

Shield Against Liability Claims

If a commercial vehicle associated with your business causes harm to someone or damages property, the repercussions can be severe. Liability claims can soar, sometimes reaching amounts that can put the very existence of a company at risk. Motor vehicle accident lawyers work tirelessly to get the highest compensation for their clients, which will come out of your pocket if insurance cannot cover it. With commercial vehicle insurance, you’re equipped to handle such situations. It covers the associated costs, preventing any undue strain on your business finances.

 

Upholding Your Business Reputation

A well-maintained fleet can be a reflection of your company’s professionalism. If a vehicle breaks down or is involved in an incident due to a lack of proper coverage, it can harm your business image. On the other hand, showing responsibility by insuring your vehicles can help build trust among clients and stakeholders. It sends the message that safety and professionalism are top priorities.

 

Employee Protection and Retention

Your employees are the backbone of your business. If they drive your vehicle, their safety should be paramount. In the unfortunate event of an accident, commercial vehicle insurance ensures that your employees receive the necessary medical attention without the burden of costs. Such provisions not only protect the wellbeing of your team but can also boost morale and improve retention rates. After all, employees are more likely to stay loyal to a company that values their safety and wellbeing.

 

Future-Proofing Your Operations

Business landscapes evolve, sometimes unpredictably. As your company grows, so might your fleet. Having insurance in place prepares you for this growth. Whether you add more vehicles or expand into different areas of California, an existing insurance policy can often be adjusted to accommodate these changes. This proactive approach ensures that even as your operations scale, every new vehicle remains protected from day one.

 

Enhanced Productivity and Operational Efficiency

In a dynamic business environment, every minute counts. Unexpected disruptions due to vehicular issues can significantly impact productivity. When a vehicle is side-lined because of an accident or damage, deliveries might be delayed, client meetings postponed, or essential services interrupted. Commercial vehicle insurance often comes with provisions for rental services or quick repairs. This ensures that your operations run smoothly without prolonged interruptions. When your fleet is consistently on the move, your business’s efficiency and productivity thrive, setting you apart from competitors and solidifying your reliability in the market.

 

Flexibility in Customizing Coverage

Every business is unique, and so are its requirements. While some companies might need a comprehensive plan that covers every possible scenario, others might be looking for something more basic. The beauty of commercial vehicle insurance is its adaptability. Insurance providers often offer a range of coverage options, allowing businesses to tailor policies to their specific needs. Whether it’s collision coverage, comprehensive protection, or uninsured motorist provisions, you can mix and match based on your business risks and budget. This flexibility ensures you’re not paying for anything you don’t need while still maintaining a robust safety net for your fleet.

 

Safeguarding Business Continuity

Business continuity is all about planning and preparing to ensure that operations can continue no matter the challenges or crises faced. Commercial vehicles, often being integral to a company’s operations, play a key role in this equation. By ensuring these vehicles have the right coverage, you can create a contingency plan for your business. Whether a vehicle is damaged in a natural disaster, vandalized, or involved in an accident, insurance can expedite repairs or replacement. This fast action reduces downtime and ensures that the business continues to serve its customers, maintain its revenue streams, and uphold its commitments without major disruptions.

 

Secure Your Business Future

Understanding the importance of commercial vehicle insurance is just the beginning. To truly protect your business and navigate the complexities of California’s legal landscape, you need the right professionals by your side.

With years of dedicated experience and a team of motor vehicle accident lawyers, Karns & Karns Personal Injury and Accident Attorneys are here to guide you through every legal challenge. Whether you’re dealing with an accident in your fleet or have been involved in an accident involving a commercial vehicle, we can help.

Contact us today for a free consultation. Whether you’re a business owner, employee, driver, or a member of the public, our team has extensive experience in accidents and insurance and can offer advice and support for almost any situation.

What is the Time Limit on the Farmers Insurance Auto Insurance Claim?

There is always a time limit to filing claims and Farmers Insurance claims are no exception to that rule. In case you were involved in an auto accident covered by your Farmers Insurance policy, it is of the utmost importance that you take some time out to understand how the time limit works in such cases. Up next, we will be exploring and answering some of the most common and important questions that people have after being involved and injured in an auto accident.

 

What Exactly is the Farmers Auto Insurance Claim Time Limit?

The Farmers Auto Insurance claim time limit defines the maximum amount of time you have to report the incident and file the insurance claim. The timer will start from the date of the accident, but there is no way to be sure when it will end without knowing the exact details, such as the specific policy you have signed up for and the applicable laws and regulations of the concerned state where the accident happened. In exceptional cases, extenuating circumstances might be cited if present to get an extension. Nevertheless, you will need to consult with your Farmers Insurance agent and inform them about the same as quickly as possible.

 

What is Most Crucial in Determining the Farmers Auto Insurance Claim Time Limit?

There are quite a few crucial factors here, but a lot depends on the state in question. In general, all of the following will play crucial roles in determining how much time you will have to file the claim after the accident.

The State – Different states have different regulations about auto insurance policies, so it will partially depend on which state is being discussed. If it is necessary to file a claim against the insurer or the party at fault for the accident, the lawsuit must be filed within the concerned state’s Statute of Limitations for personal injury and property damage.

There is also the question of whether the accident happened in a fault state or no-fault state. In some states, the fault might be shared between you and the other party. The compensation will be awarded based on your percentage of participation in actions that led to the accident. Other states will always have one party responsible for paying the other.

Statute of Limitation – As explained, the statute of limitation is going to be key if you need to bring legal action under the guidance of your auto accident lawyer to sue one or more parties for compensation. For example, the Statute of Limitation in the state of California is just two years for personal injuries, but you get three years to claim compensation for property damages. In Texas, you will have a total of two years to file a lawsuit against the party at fault for both personal injuries and/or property damages.

Personal Injury – One of the first things you should do after getting injured in an automotive accident is seek medical assistance. Get yourself thoroughly checked and be sure to keep all documents, prescriptions, bills, and medical reports. You will need them for everything related to your personal injury claim and your Farmers Auto Insurance claim.

You will also need them if you decide to sue any party involved. However, they will first play a key role in determining how much time you will have between the day of accident and your day of filing the claim. Serious injuries and debilitating medical conditions can stretch your time limit further than usual.

Vehicle Assessment and/or Repair Documents – When it comes to auto insurance, the condition of the car or cars involved in the accident will play a huge role. It will not only determine the time limit to file a claim, but those documents are going to be crucial in making a successful claim and proving your case later if you decide to sue someone who was involved in the accident. Even if you plan to get your car fully repaired, don’t forget to take photos before those repairs are completed. Consult with your motor vehicle accident lawyers for more information on how to proceed.

 

What is the Time Limit for Reporting an Accident to Law Enforcement?

You should always try to report the accident immediately if possible, or as soon as possible. The police report itself is an essential document and a mandatory requirement for filing claims in all states. It does not matter whether you are only filing for your Farmers Auto Insurance coverage or filing a lawsuit against the party at fault; you will need a police report. Therefore, it is best to never think about how long you may have to report to the police, and get it done as soon as you can.

However, it’s always best to call the local emergency line or 911 right after the accident. This is especially important if you are injured in the accident. Trying to get away from the scene of the accident without help can lead to medical and legal complications. For the sake of information, note that the time limit can be just 7-10 days or 20-30 days, depending on the state. Check with your car or truck accident lawyer for more information.

 

What are Your Options If You are Already Too Late File the Claim?

It is highly recommended that you try and maintain the time limit. In case that is no longer possible, contact Farmers Insurance and discuss your options with an agent. As already mentioned, there are several factors that can be used to lengthen the time limit, but most of those routes will need to go through a proper legal channel.

You can contact us at Karns & Karns Personal Injury and Accident Attorneys for free counsel from our best auto accident attorneys. You will be provided with a step-by-step guide on how to proceed for the best results. If you have a just case, we will take it on and fight for you to win the compensation you rightfully deserve.

How to Assess Safety Hazards In An Amazon Fulfilment Center in California

In a high-pressure, fast-paced environment like an Amazon Fulfilment Center, it is an absolute priority that workers are kept safe. There are a number of hazards that threaten the well-being of employees working in this environment, and these all need to be assessed and managed. The consequences of inaction are severe, and a major company like Amazon doesn’t need any bad press hitting its reputation. The post below explores the main hazards and how they are navigated to ensure everyone is protected.

 

Why Is Assessing Safety Hazards in Fulfilment Centers Necessary?

Without successful safety assessments in place, the workers inside the center are at risk of becoming injured or wrongful death. With so much going on including heavy machinery traffic and a high volume of employees in and out, there has to be clear control and specific investment. Insights around protective practices are essential so that everyone is kept safe and there is a minimized risk of a serious incident taking place. The risk of not doing so is far too grave as an employee could be catastrophically injured and the center may be shut down.

 

Common Safety Issues To Navigate

There are common safety issues that occur at every fulfillment center in California. From physical hazards to mental health concerns, employees need a comprehensive approach to mitigating these risks.

 

Physical Hazards

Physical hazards include falling debris, untidy workspaces, and proper training to avoid strains and injuries while working.

 

Material Handling

Sometimes, employees may be required to handle chemicals and other dangerous materials. These hazardous substances pose a threat to life and need professional guidance every step of the way.

 

Employee Well-Being

If an employee is coming into work with depression or anxiety (or similar), they are at risk. It is difficult to work when your mental health is suffering, and they will need extra support to ensure their safety remains a top priority.

 

Fire Safety

Fires can happen anywhere, and there is always a chance of one breaking out in a busy area like this. Whether it is from untidy areas or electrical faults, everything should be assessed on a regular basis.

 

How to Assess Hazards

There are potential hazards everywhere, so how are these assessed? It is non-negotiable that there are specific protocols and protective plans in place to ensure the safety of staff within the center environment. These are the most common methods for approaching and mitigating common hazards.

PPE

Protective equipment and clothing such as goggles, gloves, high-vis, and sturdy footwear is a number one priority. Workers should have access to whatever they need to feel safe while working in the center, and it is important to provide it for every single person coming in to do a shift. What each person needs will vary depending on what they are doing during their work hours and the level of protection they require.

Planning For Emergencies

When an emergency does happen, as is the way of life sometimes, if there is no plan for such an event then it could get worse very quickly. Amazon has a few protocols in place for this type of thing and it depends on the emergency taking place as to which action needs to happen. Every employee should receive the proper training for each potential emergency whether that is a fire, chemical spill, or critical injury.

Virtual Protection

There is also a pressing need in 2023 for virtual protection as well which means each employee has the right to their information being stored efficiently and kept private. Anything that can be safeguarded, will be, and if it isn’t, then Amazon is liable for this. So many things are being digitized and automated, and it doesn’t take much for a cybercriminal to infiltrate the system.

Enhanced Training Programs

Each employee working in the center must have sufficient training. This training cannot be a one-off event and instead should continue throughout their time as an employee. Amazon has clear initiatives in place in this area, and they tend to maintain a high standard across the board. However, if you do not feel as though you were sufficiently supported in learning the ropes or having questions answered, and you were injured you can seek help. Karns & Karns Personal Injury and Accident Attorneys are top personal injury attorneys and we will talk to you about the concerns and see what can be done.

Property Management

It is also essential that the center building is well looked after. Anything that could cause a hazard like a slip and fall incident should be immediately taken care of, and employees need to report potential problems as soon as they are spotted. The building owner has an obligation to ensure everything is up to a high standard and nobody is put at risk from stepping through the doors.

Auditing

Complete safety audits are a necessary part of running a successful, safety-focused fulfillment center too. These should take place regularly, at least once per month, and cover everything from checking in with employees to machine and general maintenance.

 

Who Is Responsible When Things Go Wrong?

The safety of Amazon employees is a responsibility that the entire company holds. It is passed down from the CEO to management in particular centers, but the business must provide the means for enhancing protection within these centers. If there has not been sufficient training on offer, or potential hazards are not dealt with correctly in a timely manner, the fault will lie with the powers higher up. Sometimes, it is the case that management leads within specific centers are liable and this is all up for discussion when you talk to your personal injury accident attorney in our team.

Victims of improper safety handling at Amazon fulfillment centers in California can reach out for expert advice. There may be a case for compensation, and it is always worth exploring. You may be facing time off work, worried about lost income, and struggling with your mental health in post-accident life, and these are all worth discussing with our team.

Make an appointment at Karns & Karns Personal Injury and Accident Attorneys today to discuss your case. Or contact us through our monitored telephone line to speak with the team about what happens next.

A Guide to the Statute Of Limitations In A California Slip And Fall Accident

Going through something as serious as a slip and fall incident in California, means you, the victim, are entitled to seek out compensation for your injuries and emotional turmoil. However, there is a time limit on when you can file for this type of suit, and if you miss it, your case will be dismissed immediately. Therefore, it is in your best interest to know exactly when to take action in order to not miss out on what you are owed.

 

What Is the Statute of Limitations?

The Statute of Limitations is simply a legal term used to denote when a plaintiff can make a claim. This timeline varies from state to state and case to case. After a slip and fall takes place, there are two common paths to tread. Firstly, the victim will file an insurance claim against the liable party. Secondly, the victim may go straight to a slip and fall injury lawsuit instead. When it comes to this type of incident in California, victims have two years to file a formal complaint in court. After this, your case will possibly be invalid and you will be entitled to nothing at all. The slip and fall accident lawyer team at Karns & Karns Personal Injury and Accident Attorney firm can talk this through with you.

 

How is a Slip and Fall Accident Defined?

If you are involved in a slip and fall accident, you will have tripped or fallen. To file a suit you should believe that someone neglected a duty of care, or that the accident could have been avoided if certain steps had been taken in the run up to the event. People fall all of the time, after all, so to create a lawsuit or insurance claim, there has to be a real injury and a just cause for pursuing this path.

 

Premise Liability

This is where the topic of Premise Liability comes into play. For a property owner to be liable, there has to be a reason. It is not just as simple as falling on someone’s property and saying it was their fault. The insurance adjuster or attorney will be looking for a justifiable reason behind the filing, and you will have to prove it. The key will be in the details, and this should always be discussed with your trip and fall accident attorney.

 

Determining Culpability

Top slip and fall lawyers like Karns & Karns Personal Injury and Accident Attorneys understand what is needed to determine culpability in this kind of filing. Facts are essential, and we will talk to you about collecting evidence and the reasons behind you beginning the claims process in the first place. There are two main preliminary things you should know about to determine if you have a viable premises liability case.

 

Dangerous Condition and Notice

An owner of a property is required to maintain their property in a reasonably safe condition.  If there is a dangerous condition on the property that causes an injury, then the pprperty owner is liable if they knew or should have known about the dangerous condition and didn’t do anything about it.

 

Are There Times When A Property Owner Is Not Liable?

There is always a chance that a property owner will deny liability. They may prove that there were sufficient warnings in place, or that they made the correct provisions to avoid a slip and fall from taking place. It is up to your attorney to explore this.

 

The Most Common Causes of Slip and Fall Incidents

What kind of things can cause a slip to happen? This answer entirely depends on the environment at the time of the incident. There are a number of factors that can lead to accidents of this nature, and for a case to be viable, there has to be a provable amount of liability through some form of duty of care not being upheld. Typically, a slip and fall might take place if:

  • Certain hazards have been left out, such as cleaning materials.
  • Improper signage to mark a wet floor or construction zone.
  • Lack of care in the environment.
  • Insufficient lighting.
  • Uneven floors or the wrong type of flooring.

The Most Common Consequences of Slip and Fall Accidents

These injuries can be quite serious. Each victim is different, of course, but there are some common outcomes that are associated with this type of accident. Here’s a list:

  • Broken bones
  • Lacerations
  • Traumatic Brain Injuries
  • Neck Injuries
  • Back Injuries
  • Fractures

Do not miss your chance to file if you are a victim of a slip and fall incident. You generally have two years from when the event happened to seek legal advice and take action. Missing this would mean you could be left with costly medical expenses and ongoing emotional burdens with no chance of financial support for what you have suffered through.

Talk to Karns & Karns Personal Injury and Accident Attorneys today and make an appointment to discuss the case more thoroughly with our team. You can come into the office or give us a call, just don’t delay.

What Happens Next If You’re Involved in a Bus Accident

Bus accidents are more common than you may think. Despite extensive training and safety provisions for all drivers and vehicles, there are often times when an incident takes place regardless. If you are a pedestrian or driving a car, the effects for you will be major. Buses are large, commercial vehicles after all, and the weight factor alone is enough to create a devastating impact. Karns & Karns Personal Injury and Accident Attorneys have some guidance for anyone who finds themselves in this unfortunate circumstance.

 

Immediately After the Accident Takes Place

There are a few things to keep in mind immediately after a bus hits you. If you are a pedestrian, and your injuries aren’t preventing you from doing so, move to safety. Lying on the road puts you at risk of being hit again, and this could lead to loss of life. Phone 911 and ask for both police assistance and ambulance support. Make sure looking after your injuries is a top priority. There will be time to collect details like the driver’s name and license from the police report in due time.

 

The First Week After the Crash

Once a few days have passed, you are likely to be feeling a mixture of complex emotions. There is no way to tell how a serious accident like this will affect you both physically and mentally. The top priority is still to allow your body and mind to heal in the way it needs to. Rehabilitation is a core focus, but you will naturally be wondering why the accident happened and what life will look like from this point forward. There are various truths here to take on board. Bus accidents typically cause more serious injuries like catastrophic head trauma and severe breaks or fractures. You could be facing surgery, extensive medical input, and a chunk of time away from your professional duties.  The most important thing during this time is to make sure you are getting medical treatment and following the advice of your doctors.

 

Collating the Facts

The time will come, however, when it is appropriate to collect evidence and gather the facts of the matter. This will require professional input, and we are here to assist in any way that we are able to. What kind of things help when requesting compensation and further damages?

 

The Truth

How is the truth best represented? Through evidence, of course. If you have anything that can support what you are saying, now is the time to highlight it. This can be anything from a photographic documentation of your sustained injuries, images from the scene of the crash, details about damages to your vehicle, witness accounts from the day and time the incident took place, and even footage from local CCTV systems.

 

Finding Who’s to Blame

There are many reasons why a bus accident may come about. For example, there could have been neglect somewhere down the line when it came to vehicle maintenance. If repairs were avoided, or shortcuts were taken and a bus driver loses control, this is a common cause. What else might play a role?

 

A Lack of Professional Training

All bus drivers are required, by law, to pass certain qualifications and hold a special license. They must not operate their vehicles or take a role without one. These facts must always be verified by any hiring agency, and if it is the case that a driver was inexperienced then this is entirely actionable when it comes to compensation filing. Training is essential, and no driver should go out independently and operate a bus without feeling confident in their abilities to undertake the journey.

 

Third-Party Causes

There are also times when it is difficult to see who is at fault. This might be when the weather was particularly adverse, for instance, heavy rain or ice, or a third unspecified road user played a role in the collision. If this is the case, then compensation becomes a little trickier. Where there were unsafe driving conditions, the argument can be put forth that the bus driver should have made allowances and adjustments for it. Where there is another car involved, it could be claimed that they are wholly responsible. This is why the facts matter and a bus accident injury lawyer on our team will always get to the bottom of who was there and what happened to secure the best possible outcome for you.

 

Navigating Loss of Life

Bus accidents are a leading cause of death. If you have lost a loved one as a result of this type of incident, then you are in need of a wrongful death attorney here at our firm. Grief makes everything more intense and harder to navigate. Our professional approach is infused with compassion and experience so that you feel best supported when attempting to piece the puzzle back together and begin your healing journey.

 

For Drivers

Being hit by a bus while you are also driving on the road is scary. It can happen so quickly that you don’t have time to react, or you may see it coming but not be able to avoid it. You are likely to be facing damage to your vehicle, and injuries as well. Make sure you keep every single record and think about every fact of the incident so that you can bring out the truth and move forward.

 

For Pedestrians

Pedestrians are more likely to suffer graver consequences than car drivers because they are more exposed, and this type of incident means they are likely to feel the full blow of the weight of a bus. An experienced pedestrian accident law firm like us understands all too well the devastating impact of such a thing. It is imperative that pedestrians get the right advice and support post-accident, and that they don’t settle for anything less than what they deserve.

These types of accidents are some of the most dangerous in the whole world. Buses are big, heavy, and hard to stop once they lose control. Whether you have lost a loved one, or are affected as either a pedestrian or driver, our team is here to support and assist.

Karns & Karns Personal Injury and Accident Attorneys are in California, Nevada, and Texas. Make an appointment to see how our team of professionals can help you today.

How to Cope If You’ve Been Injured in a Lyft Crash

Millions of people use Lyft daily as a simple way of getting from A to B. However, Lyft drivers are just like any other motorist, meaning their vehicles can be involved in crashes. Whether you were hit by a Lyft vehicle or a Lyft passenger, the experience can be traumatic and leave you with serious life-changing injuries that can impact your mental well-being, financial circumstances, and much more. In the aftermath of the accident, you’ll need to learn how to manage your emotions, injuries, and cope with life.

 

Attempt to Remain Calm at the Scene

Coping after being injured in a Lyft crash begins immediately after the accident. Even though emotions will be running high, you need to stay calm and get to a safe place if you can. Whether you’re a passenger in the Lyft vehicle or you’re another motorist, make sure you collect the vehicle and driver details, wait for the police, and collect any witness information.

 

Liaise with Police Where Necessary

California state and many others require all accidents to be reported to the police, so you should make sure you wait for them to arrive. The more accurate information you can supply to the police, the more substantial official evidence there will be for our Lyft accident lawyer to successfully claim compensation on your behalf. However, even if emotions cause you to miss vital details, we will conduct a thorough investigation.

 

Seek Medical Attention Immediately

Injuries from Lyft accidents can vary from minor to serious, but it’s important to have a medical assessment and keep the records regardless of how severe it feels. In some cases, serious conditions don’t present for a few days. However, if you fail to have a medical assessment as soon as you’ve left the scene, our expert Lyft car accident lawyer may struggle to seek the compensation you deserve. After all, the absence of records allows the defense to argue the injuries happened after the crash.

 

Keep a Record of All Financial Losses

Depending on the severity of your injuries, you may have to take time off work or even have to leave your job altogether. The absence of work will leave you in financial distress, which is where your emotions can get the better of you if you don’t have control measures in place. Even though you’re at a loss financially, you stand a fantastic chance of winning a settlement to cover all damages, especially when you have an expert Lyft accident attorney from our team on your side. As well as loss of earnings, your financial losses may include:

  • Medical expenses
  • Interest on missed loan payments
  • Vehicle repair or replacements
  • Travel expenses arising from the crash
  • Lost wages

Speak to Your Employer

Your injuries might force you to take time out of work or leave employment completely, which will leave you without wages. However, we recommend talking to your employer to find out if they can help. For example, if your position involved lots of activity, they may facilitate a faster return by creating a remote working opportunity with very little moment.

 

Explore Government Benefits

If your Lyft accident injuries leave you disabled, you’ll have to adapt to a whole new way of life, which can be a daunting prospect. However, you may be eligible to receive disability benefits from the government, which can help eliminate some of the financial uncertainty and allow you to focus on making positive changes. As well as financial benefits, you may find a number of support groups to attend, which can make you feel much less alone.

 

Report the Incident to Lyft

Lyft drivers are covered by liability insurance, which allows the company to pay compensation when their drivers are at fault. Therefore, whenever the Lyft driver’s insurance doesn’t cover the damages, Lyft’s policy will kick into action. However, you’ll need to prove beyond doubt that the Lyft driver was at fault, which Karns & Karns Personal Injury and Accident Attorneys can do by conducting a thorough investigation before putting together a strong compensation claim.

 

Let Us Notify Your Insurance Company

To avoid saying anything that will harm your case, let an experienced Karns & Karns Personal Injury and Accident Attorneys liaise with them after the initial accident notification. Our expert team knows how to communicate with insurance companies using the language they speak – and we know how to circumvent their crafty tactics to avoid paying out.

 

Consider Mental Health Support

Being involved in a Lyft accident can have a detrimental impact on mental health as well as physical, which can make coping with life much more challenging. Therefore, we recommend speaking to a counselor or therapist to help overcome any mental distress. While our Lyft accident lawyer CA can offer you support throughout the proceedings, nothing will compare to the benefits of seeking out mental health support.

 

Focus on the Here and Now

When you’re facing a long road of recovery, financial distress, and potential post-traumatic stress disorder (PTSD), it can be difficult to remain focused on the present and move forward. To help with this, we recommend exploring mindfulness to bring yourself back to the here and now. If you have a look at your smartphone’s app store, there are plenty of fantastic tools to facilitate guided meditation and relation.

Being involved in a Lyft accident can leave you with physical injuries and mental distress, alongside potential life changes and financial hardships. If you’re searching for a Lyft accident lawyer near me, let Karns & Karns Personal Injury and Accident Attorneys fight for the compensation you deserve. Although we’re based in Los Angeles, we have offices in California, Texas, and Nevada. With zero cost for a free consultation, contact us today.

The Role Speeding Plays in Car Accidents

Speeding remains a leading cause of road accidents and deaths in 2023. Even though the dangers are well publicized, and the law is absolutely clear, it still happens at an alarmingly frequent rate. The consequences are severe, and the aftermath is difficult to navigate. What role does speeding play in accidents and why is it such a big risk factor out there on the roads?

 

Stopping is Harder

Bringing a vehicle to a complete stop is never easy when an emergency situation is taking place. It has happened to every driver out there going along their route. Something up ahead, or a sudden intrusion means that you need to brake and do it quickly. If you aren’t speeding, this is always going to be easy as long as you feel confident to carry out an emergency stop. For drivers who are going too fast, stopping in time is just not an attainable thing. They won’t be able to react quickly enough or put their foot on the right pedal in time to make the necessary adjustments. There is an increased chance that their vehicle will hit another, or the hazard they were trying to avoid.

 

The Ability to Control the Vehicle is Impacted

The next point is about control. A fast car going at ridiculous speeds is difficult, or impossible to properly control. Safety should always be a priority, yet if there is a bend in the road, or you need to weave away from something minor like debris, it just won’t be possible. Losing control is easier than you think when in charge of a speeding vehicle. It is harder to turn the wheel without overextending, and there is no way at all to maneuver around things without veering too far or too hard. This means a crash is likely, regardless of whether there is another person involved or not.

 

You Will Miss Things

A big part of safe driving is about being aware of all the things around you. Having a good perception of your driving environment is non-negotiable. If you want to stay crash-free, then you have to know what is happening outside of your vehicle. This means taking note of pedestrians, animals, stop signs and other traffic management systems, construction zones, buildings, turns, and more. There are so many things that require your attention and if you are exceeding the legal speed limit, you just won’t notice them. Therefore, the risk of an incident occurring is significantly larger. Any vehicle accident lawyer will tell you the same thing, you have to be aware, it is your duty of care.

 

The Vehicle Won’t Respond

Your car is designed in a very specific way. It has taken years of expertise and precision to pull it together, and the engineering behind it is extremely intricate. This means that if you push it outside of its comfort zone, things will start to fail. Speeding is a primary factor behind malfunctions, and if your car breaks or doesn’t do what is expected at top speeds, then a crash is bound to occur.

 

Speeding Is Against the Law

Every state in the country has a law against speeding and every car accident injury lawyer knows it. If a driver is found to be breaking the law, they risk hefty fines and even a ban from driving. Yet, these facts alone are not enough of a deterrent because these accidents keep on happening regardless. Make sure you know what the limits are in your area so that you don’t end up hurting yourself or someone else while driving about.

 

Other Road Users Can’t Respond Safely

When a vehicle is traveling fast, it is impossible for other road users to respond safely. This means their life and vehicle are put in harm’s way and there is very little that they can actually do about it. Speeding causes so many accidents because people can’t get out of the way, and this is extremely unjust. It is never acceptable for another car user who is driving safely and legally to become the victim of someone who isn’t playing by the rules. Even if they react in good time and spot the hazard, it could still be all too late because the other vehicle is simply traveling too fast to be able to do anything in a timeframe that matters.

 

Don’t Give In

Never give in to speeding drivers. If they are breaking the law, and you get hurt, our expert team can help by providing you with an experienced pedestrian accident lawyer or road accident attorney. This will be essential when trying to move forward with your life after the accident is over and done with. You may be feeling a range of impulsive emotions, and while that is completely normal, there is value in stepping back and assessing what the best course of action could be. If you are a victim of this action, you are able to seek out damages and file a compensation claim against the offending party. Talk to our team today to see what is required.

 

The Sum Up

In short, when a compensation claim is first filed, it will be observed and acknowledged by the opposing party. An insurance party will want to see concrete, irrefutable evidence that speeding was the cause if that is what you are stating. You will need to show how you have been negatively impacted and represent the facts for what they are.

Car accidents are always a major event, regardless of what caused them. Yet, when speeding plays a part, the impact can be even more devastating. It makes it so much harder to stop, and more likely that a driver flees the scene if they manage to come out of the accident unscathed. Whatever the case may be, there are paths forward if you turn to the right line of support.

Karns & Karns Personal Injury and Accident Attorneys are here for you. Visit us at our LA office, or find us in California, Nevada, and Texas as well. Don’t delay your visit any longer.

Top Questions to Ask an Attorney: Tips from Karns & Karns Personal Injury and Accident Attorneys

Facing a personal injury or accident can be a stressful and overwhelming experience. In these situations, seeking legal representation can be essential to protecting your rights and obtaining the compensation you deserve. At Karns & Karns Personal Injury and Accident Attorneys, we know that the process of choosing the right attorney for you can be difficult, with so many out there. That’s why we always encourage our prospective clients to ask as many questions as possible and gather enough information to make an informed decision.

Some questions we’d always encourage you to ask include:

What is Your Experience in Handling Personal Injury and Accident Cases?

When it comes to navigating the complexities of personal injury and accident cases, experience matters. It’s essential to ask about the personal injury accident attorney’s experience in handling cases similar to yours. A seasoned attorney, like those in our team, will have a deep understanding of the legal process, relevant laws, and tactics that insurance companies employ to minimize payouts. We always recommend choosing an attorney with plenty of experience, as this can have a significant impact on the outcome of your case.

 

What is Your Track Record of Success?

Of course, experience isn’t the only important factor to consider when evaluating a personal injury accident lawyer. Success in achieving favorable outcomes for clients is equally crucial. Ask the attorney about their track record of success in handling personal injury and accident cases. A lawyer with a proven history of obtaining substantial settlements or verdicts demonstrates their ability to effectively advocate for their clients. At Karns & Karns Personal Injury and Accident Attorneys we’re always happy to talk to potential clients about our experience.

 

Will You Be the Attorney Handling My Case?

In some personal injury law firms, initial consultations are conducted by experienced attorneys, but the actual handling of the case is assigned to junior associates. It’s crucial to clarify who will be handling your case and what their level of experience is. You should ensure that the attorney you initially consult with will be directly involved in your case.

 

How Do You Communicate with Your Clients?

Communication is key during the legal process. Understanding how your personal injury attorney will keep you informed about the progress of your case is crucial. Ask about their preferred method of communication, whether it’s through phone calls, emails, or in-person meetings. Plus, ask how promptly you can expect them to respond to your inquiries. At Karns & Karns Personal Injury and Accident Attorneys, we know how important your case is to you. That’s why we strive for excellent, responsive communication with our clients. We’ll ensure you’re updated every step of the way.

 

What is Your Assessment of My Case?

A reputable personal injury attorney should provide an honest assessment of your case during the initial consultation. Ask them about the strengths and weaknesses of your case, potential challenges you may face, and the likelihood of success. A thorough evaluation of your case will help you manage your expectations and make informed decisions moving forward. Our lawyers want to make sure that you have realistic expectations from the start, so you can always expect a thorough, honest evaluation from Karns & Karns Personal Injury and Accident Attorneys.

 

What Compensation Am I Entitled To?

Understanding the potential compensation that you may be entitled to is crucial for assessing the value of your case. Ask your potential attorney about the types of compensation available in personal injury and accident cases, such as medical bills, lost wages, pain and suffering, and future damages. A knowledgeable attorney will be able to provide insights into the specific damages relevant to your case. When you consult with an attorney from Karns & Karns Personal Injury and Accident Attorneys, you can expect a detailed breakdown of the damages that you may be eligible for.

 

How Do You Charge for Your Services?

Discussing the personal injury accident attorney’s fee structure is essential to avoid any surprises down the road. Some attorneys work on a contingency fee structure. This means that you only need to pay for their services if you successfully win your case and get compensation. This is our fee structure at Karns & Karns Personal Injury and Accident Attorneys – we don’t believe you should be expected to pay if you do not win your case. However, other attorneys may charge an hourly rate or a flat fee, regardless of the outcome of your case. Understanding the financial aspects of hiring an attorney will help you plan accordingly.

 

How Long Do You Anticipate My Case Will Take?

While it’s not possible to predict the exact duration of a case, an experienced attorney will be able to provide an estimated timeframe based on their experience. While we’re not always exactly right, at Karns & Karns Personal Injury and Accident Attorneys we’ll always try to give you at least a rough estimate – we know how important it is for you to plan and get on with rebuilding your life after an accident or injury. Understanding the potential timeline helps you manage your expectations and plan accordingly for the legal process ahead.

 

Will You Take My Case to Trial if Necessary?

Not all personal injury and accident cases will go to trial. However, it’s important to know if your attorney is prepared to take your case to court should negotiations fail. Ask about the personal injury law firm trial experience and their willingness to pursue litigation if it becomes necessary. At Karns & Karns Personal Injury and Accident Attorneys, we are always prepared to fight for your rights if needed.

 

Can You Provide References from Past Clients?

Speaking to previous clients can give you valuable insights into the attorney’s communication skills, professionalism, and ability to achieve favorable outcomes. Don’t hesitate to ask the attorney for references or testimonials from previous clients. Our lawyers at Karns & Karns Personal Injury and Accident Attorneys are always willing to provide previous client information and share reviews and testimonials. Hearing about the experience of others can help you gauge the attorney’s reputation and determine if they are the right fit for your case.

If you’re facing a personal injury or accident, don’t hesitate to reach out to Karns & Karns Personal Injury and Accident Attorneys. We’re always willing to answer any questions you have and are committed to getting the best results for our clients.

8 Reasons Why Boat Accidents Can Be Deadly

Heading out onto the open water can be truly exhilarating and refreshing, whether that’s taking the speed boat into the ocean or meandering along river canals. However, exploring the world on a boat doesn’t come without its risks and dangers including collisions and drowning, which are just two of the reasons why boat accidents can be deadly.

 

Let’s Start with Sinking

Boat trips are supposed to be enjoyable, whether it’s on a personal boat or belonging to a tour operator. However, feeling the oceanic breeze pass through your hair can soon turn into a tragic affair, especially if the boat collides with an object and takes on the damage. When water begins entering the boat, it’s only a matter of time until the ship sinks to the bottom of the ocean.

Even though there are coast guards and boat rescues services, the ocean is a large place and a collision could damage tracking systems, which would make it difficult for a rescue team to find your boat. If there are no lifeboats on board, this could mean floating in the water for some time, which leads to a high chance of hypothermia and potential death.

 

Poor-Quality Safety Equipment

Before you head out on a boat, you should make sure there’s sufficient safety equipment on board including life jackets, flares, fire extinguishers, whistles, and lighting. If the boat hits trouble on the water, missing any of these essential safety items could be the difference between life and death. If the boat you’re using belongs to you, it’s your responsibility to make sure it’s well-equipped.

When the boat belongs to a business, they’re legally responsible to make sure there’s enough safety equipment. If you suffered injuries after a boat accident, and negligent actions were responsible, you can trust the personal injury accident lawyers at Karns & Karns Personal Injury and Accident Attorneys to make sure responsible parties are held accountable and you receive the compensation you deserve.

 

Getting Stranded at Sea

Boats are just like any other vehicle – they operate on mechanics and fuel. However, unlike motor vehicles, boats are left to float in open water when the system fails following an accident.

Modern boats have emergency equipment on board to signal for help, but there’s nothing to prevent tracking and communication from dropping as well. If this happens, the clock is ticking because the average adult can survive for three days without food and water. If the boat you’re on is truly stranded at sea, the accident is may end in fatalities.

If you or a loved one has lost someone at sea and it wasn’t their fault, our wrongful death lawyers can help you claim compensation to cover funeral expenses, emotional distress, changes to life, and other financial losses.

 

Wet Surfaces and Slip Hazards

Boat surfaces are prone to being wet – it goes with the territory of being on the water. Water and oil can make the deck of a boat extremely slippery, which can lead to serious injuries including being thrown overboard. If this happens, the likelihood of a fatality is significantly increased. To avoid slip and fall accidents, it’s essential to wear appropriate footwear and move with caution at all times. As well as this, proper signage designed to warn passengers should be put in place by boat operators.

If wet surfaces were the reason for your boat accident, no matter how serious the injury, you may be entitled to compensation. The first step to recovering financial losses is contacting our personal injury law firm for a free consultation.

 

When You Add Alcohol

When you add alcohol into the scenario, the potential for deadly boating accidents increases exponentially. Intoxicated people have a poor sense of navigation and fewer inhibitions, which can result in reckless and often fatal behavior. If using your boat or a loved one’s, it’s important to make sure any passengers drink responsibly if at all. To avoid temptation, only take a suitable amount to fulfill recommended daily allowances.

If you’re on a boat tour or cruise, having fun is part of the experience, and that sometimes includes alcohol. However, just like any other licensed premises, the operator has to be sensible when selling alcohol including refusing sales to intoxicated people.

 

A Lack of Operator Experience

Boat operators need to understand all boating laws as well as how to safely control their vehicles. By heading out onto the water without the necessary experience, it puts everyone in danger. A great starting point for gaining experience is a boaters course for the type of boat to be operated, which will help reduce insurance as well.

If you’ve had a boat accident and suspect driver inexperience may be to blame, our accident injury lawyers can help you get to the bottom of it. Once you’ve attended the free consultation and decided to use our legal services, we’ll conduct a thorough investigation to find out if negligence caused your boat accident.

 

Distractions Can Lead to Crashes

Just like driving a car, paying attention to operating a boat is essential for avoiding potentially deadly accidents. When you’re out having fun with loved ones but you’re responsible for operating the boat, having a swim and relaxing seem a lot more appealing. However, whenever the boat is moving, attention must be consistently focused on operating the boat.

 

Poor Weather Conditions

Sometimes, boat operators can do everything by the book, but Mother Nature has other ideas and brings along adverse weather conditions. Anything from high winds to horrific storms can be devastating for boats, and they have the potential of causing extreme accidents.

If your accident was caused by extreme weather, you can still use an experienced personal injury accident attorney in one of our offices to help you claim for an “Act of God” event on relevant insurance policies.

Being involved in a boat accident can be deadly (or close to it), and injuries sustained can be life-altering. Call Karns & Karns Personal Injury and Accident Attorneys or visit our Los Angeles, California, Texas, or Nevada offices now for your free consultation.

Nine Common Causes of Motorcycle Accidents

While you rely on your motorcycle to get around, it is important to be aware of the potential dangers of riding one. You have a good chance (98% or 96% for multiple or single vehicle collisions, respectively) of sustaining an injury. Many such incidents lead to severe injuries, disabilities, and even death.

It is important to be a cautious driver, use defensive driving techniques, keep your motorcycle in a good state of repair, and avoid reckless and dangerous behaviors, such as drunken driving or weaving in and out of traffic. If your motorcycle accident is the result of negligence on the part of the motorist who collided with a motorcycle, then you will need the services of the best motorcycle accident attorney in your area.

With annual motorcycle accident deaths reaching beyond 5,000 a year, 28 times more often when a motorcycle is involved compared to other vehicles, surviving family members may need a personal injury attorney with experience in wrongful death cases.

Here at Karns & Karns Personal Injury and Accident Attorneys, we have recovered over $150 million for victims of accidents just like this. In our experience, and using recent data, here are the most common causes of motorcycle accidents.

 

Failing to See the Motorcycle in Time

In 50% of motorcycle accidents, the motor vehicle operator simply doesn’t see the motorcyclist because they aren’t paying attention. This led to them not seeing the motorcyclist in time to prevent an accident. You can take measures to increase your visibility on the road by:

  • Wearing the appropriate protective gear
  • Putting headlights on
  • Signaling
  • Avoiding a motorist’s blind spot
  • Wear bright colors with reflective material

The most common site for motorcycle accidents is at intersections (70%) with motorists claiming not to have seen them. Car drivers also make the assumption that the motorcycle is traveling at a lower speed than it actually is due to its small size. Another frequent site for these incidents is the freeway during lane changes or when traffic comes to a standstill. Multiple vehicle pileups often occur when a motorcyclist is tailgated in traffic that is slowing down.

If you are injured in an accident, a personal injury accident lawyer can assist you by investigating the accident and determining if the driver of the other vehicle is to blame. Contact Karns & Karns Personal Injury and Accident Attorneys for a free consultation.

Inclement Weather

Unpredictable bad weather can contribute to motorcycle accidents. It is a time when you should exercise great care due to slippery road surfaces or encounter obstacles that can cause you to lose control of your motorcycle. Motorists have a duty to drive safely according to road and weather conditions. This duty of care is towards other road users, such as motorcyclists. You should contact us if you need a motorcycle accident lawyer to examine your case. We care about getting you the compensation you deserve to deal with the costs and suffering caused by a motorcycle accident.

Driving When Under the Influence

Both motorcyclists and other drivers on the road need to avoid negligence by operating a vehicle when under the influence of drugs or alcohol, which impairs the ability to drive safely. Even a small quantity of alcohol can cause major impairment.

 

Mechanical Problems with Motor Vehicles

Many incidents are the result of a failure to fix mechanical problems on a vehicle, such as a car, bus, or truck. Motorcyclists should ensure that they are not guilty of this. Give the best motorcycle accident lawyer a call if you have been injured in an accident so that we can determine if you have a claim.

 

Left-Turning Cars

The most frequent reason that cars collide with motorcycles is that they do not see them or misjudge their speed when the driver is turning left. This type of incident does happen between two cars as well. However, a person on a motorcycle is more vulnerable to serious injury as their bodies are largely unprotected.

 

Switching Lanes

Motorcyclists are more easily hidden in a driver’s blind spot due to their smaller size. Be aware of cars moving into your space and look out for a quick exit from the situation. This does not remove a driver’s onus to exercise a duty of care.

 

Being Tailgated by a Car

Being tailgated by a car is the typical fender bender that occurs all too often. The driver is coming up behind you as you slow down and come to a halt in compliance with a traffic light or stop sign. However, their failure to pay attention caused them not to realize that they also had to reduce speed and stop their vehicle. In some instances, the cause was that they lost control of their vehicle.

Many motorcyclists meet their demise when they are tailgated in these situations, while others may suffer the fate of becoming disabled for life or needing months to years of hospitalization and loss of income with massive expenses. This is when you need a personal injury accident attorney from Karns & Karns Personal Injury and Accident Attorneys to take up the baton for you and get you all the compensation that will help you to get your life back.

 

Head-on Collision

A head-on collision is the exact opposite of tailgating. It is also a frequent cause of death for motorcyclists.

 

Opening a Car Door

A motorcyclist riding past a line of stationary cars may feel that it is safe to do so. However, what sometimes happens is that one of these cars suddenly opens their car door without first checking that it is safe to do so. The motorcyclist gets hit by the door and may be thrown off their bike and injured.

Karns & Karns Personal Injury and Accident Attorneys have offices in California, Texas, and Nevada. If you have been injured in a motorcycle accident, contact us for a free consultation to assess the merits of your case. You only pay us when you get paid out.