How to Obtain a Police Report After a Car Accident?

Being in a car accident is always a traumatic experience for the victims, even if their physical injuries are not as severe as they can be. Irrespective of the accident’s severity, there are certain steps that must be taken on the victim’s part to boost their chances of getting the compensation they deserve later.

One of those steps is obtaining a police report soon after the car accident. Stay with us as we discuss the process while keeping the various factors in mind.

 

Ensure that the Accident is Reported As Soon As Possible

Every car accident will lead to a police report, provided that the accident was reported in the first place. It does not much matter who made the call, as long as a call to emergency services was made, there will be a police report about the accident.

Even if nobody called emergency services but the victim managed to reach a hospital, the hospital will call the police. If one or more people died in the accident, that too will inevitably have an associated police report. In rare cases, the victim may consider their injuries to be minor at the time and decide it is unnecessary to report the crash to the police.

If a car accident remains unreported, it should be remedied as quickly as possible because it will make it difficult for the victim to claim on their car insurance coverage. If you are not seriously injured, stay on the scene, wait for the officers, give them the bare facts of the case, and refrain from going into any details, allegations, or admittances at all. It can be beneficial later to give the police your perspective as objectively as possible.

Note that you are not required to answer any question about the accident without consulting your vehicle accident lawyer first. Get the police report number from the officers before leaving the scene. If they are unable to provide you with a report number before you leave, you can ask for their names and batch numbers, so that you can contact the department later and get a copy of that report.

 

Obtaining a Copy of the Police Report: The Process

Contact the insurance provider first to find out if they have already procured a copy of the police report. If they have, that can potentially help you avoid a lot of hassle. If that is not an option, then the party will need to contact the police directly to receive a copy of the auto accident report.

The victim or someone on their behalf can contact one of the officers to get an update on the police report and when it will be ready to collect. The process may take anything between a few days to a few weeks, but once it is ready, the party should be able to pick up a copy of the police report at any time after. There are three ways to get a car accident report directly from the police:

  1. Direct pickup
  2. Receiving a mailed report
  3. Receiving an online report

If the attending officers were able to provide a report number, the party should be able to get the same information and the police report from the accident location’s traffic division or website. In case the victim passed away, or if they were not in a state to talk with the responding officers at the time, the party will need to either visit the police station or the traffic subdivision nearest to the accident location.

If they don’t have specific information like the responding officers’ batch numbers, names, or the police report number, the party will need to provide other information to the station. Information such as the time, location, car model, owner’s name, plate number, etc. will help them in finding and then procuring a copy of the accident’s police report.

Can Your Car Accident Attorney Help You with Matters Regarding the Police Report?

Your car accident injury lawyer will guide you through every step of the process. They will also take steps to expedite the entire drafting and procurement process. Just in case you don’t have a road accident lawyer working with you on the case yet, contact Karns & Karns Personal Injury and Accident Attorneys.

The lawyers at Karns & Karns Personal Injury and Accident Attorneys can help guide you through the claims process and obtain the police report for you.  Remember that a consultation with Karns & Karns Personal Injury and Accident Attorneys is free, and if they take the case, Karns & Karns Personal Injury and Accident Attorneys will also not charge any fees before winning the compensation that you deserve.

 

How Important is it for You to Obtain the Police Report?

This is a very important question as the importance of a police report is highly unpredictable. A police report usually provides many key facts relating to the incident.  A police report will help the parties establish who was at fault for the crash.  A word of caution though, a police report is not always accurate.  Many times a police report will contain errors that may shed new light on who was at fault for a crash.  If you were found at fault on a police report you may still have a case. Contact Karns & Karns Personal Injury and Accident Attorneys to analyze the police report in your case if you every question the accuracy of the police report.

In most cases, the prosecuting and defending automobile accident lawyers play big roles in deciding whether the police report will be admitted as evidence by the court or not. It may all depend on which lawyer can argue their case for or against the police report’s admissibility the best.  Even if the police report does not come before the jury, it is still an important piece of data in your case.  Contact Karns & Karns Personal Injury and Accident Attorneys to obtain the police report from you case.

4 Steps to Take When Filing a Personal Injury Lawsuit

When someone is physically and/or psychologically harmed by the action of another, that harm is legally termed as an instance of personal injury. If someone victimized by such an action sues the responsible party through their personal injury attorney, the ensuing case is called a personal injury lawsuit.

Note that in order to launch a successful personal injury lawsuit, it is not necessary for the responsible party to have caused intentional harm to the victim. As long as their actions led to harm, they can be held liable for paying compensation.

Therefore, if you or someone else in your family has been harmed by the actions of a third party, there could be a viable opportunity to seek compensation from the responsible party. The task may seem daunting for obvious reasons at first, but this step-by-step guide will simplify the process for you.

Carefully Collect All Documents

You should pay extra attention to collecting and safely filing all documents related to the incident. At the very least, make sure that you have copies of:

  • The initial police reports, further communications, and investigative reports.
  • The insurance report, communications, and documents.
  • All medical prescriptions, test reports, medication, bills, receipts, and more.
  • Damage assessment reports from experts.
  • Photos, videos, statements, written reports, names, etc. related to the scene of the incident.
  • All of the above directly or indirectly related to the final incident or its aftermath.

Given how varied the cases can be, there is no universal list of documents that can comprehensively include everything. Do not consider any document to be unnecessary without consulting with your personal injury accident attorney first. If you have not yet connected with a personal injury law firm, just keep collecting everything related to the incident for now.

Get to Know the Different Types of Personal Injury Lawsuits

As already explained, any intentional or unintentional injury caused by a third party can qualify as an instance of personal injury. All legally acknowledged instances of personal injury are broadly divided and subdivided into various classifications. It is advisable that you take some time and learn about the different categories and subcategories.

Having only the basic knowledge should be enough for you to identify your own case’s probable category. The following list should provide you with a decent idea about what we are discussing here.

Vehicular/Motor Accident Lawsuits: Personal injuries suffered by a victim after being involved in an auto accident. This includes car accidents, motorcycle accidents, truck accidents, boating accidents, train accidents, and pedestrian accidents to name just a few.

Product Liability Lawsuits: Personal injury caused by a design or manufacturing defect in any product from vehicles and commercial safety equipment to medical tools and construction equipment.

Medical Negligence Lawsuits: Personal injury caused by negligence in medical diagnosis, treatment, procedure, prescription, and/or aftercare.

Work Related Personal Injury Lawsuits: Negligence in workplace safety standards that are responsible for personal injuries from instances of slip and fall, fall from an elevated surface, electrocution, projectile, struck by an object, etc.

Personal Injury Caused by Assault/Abuse: If the personal injuries were caused by intentional assault and/or abuse, you still have the right to sue the alleged assaulter/abuser for compensation separately in a civil court. The criminal charges on them will be tried separately in a criminal court.

Find the Top Personal Injury Attorneys

You can also save yourself the trouble of searching online with keywords and receive a free consultation directly from one of the top personal injury attorneys California has to offer. Karns & Karns Personal Injury and Accident Attorneys specialize in all areas of personal injury claims, ranging from car, truck, and motorcycle accidents to bad faith insurance claims and all claims related to work-related injuries.

It’s a quick, free, and easy way to know if you have a strong personal injury lawsuit on your hands. If a personal injury accident lawyer from the firm does take up your case, they will guide you through every step of the process from that point on. The best part is that Karns & Karns Personal Injury and Accident Attorneys only charge their fees after securing the due compensation for their clients and not before. There are Statutes of Limitations that apply to all personal injury claims, so act as quickly as possible.

Get to Know the Legal Process

After you start working with your or personal injury lawyers, they will help you with:

  • Obtaining all essential documents.
  • Finding the legally responsible party.
  • Categorizing and establishing the case against them.
  • Employing investigative measures to gather further evidence.
  • Assist you in getting the right medical care for your injuries.
  • Filling out the applicable form for personal injury, property damage, wrongful death.
  • Serving notice of the claim.
  • Initiating and negotiating an out of court settlement discussion, if possible.
  • Filing a lawsuit, if the above is not applicable or in case the negotiations fail.
  • Trial.

If your case goes to trial then your personal injury attorney will represent you at the trial with the goal of helping you receive the highest possible compensation for your injuries, treatments, medication, lost wages, emotional damages, and more, depending on the case’s particulars.

Distracted Driving: Actions and Consequences

Distracted driving is a serious problem affecting millions of people on the road each year. Distracted driving is any activity that diverts the driver’s attention away from the task at hand: driving a vehicle. There are various types of distracted driving, including visual, manual, and cognitive distractions.

Being distracted while driving can lead to serious accidents, injuries, and even death. According to the National Highway Traffic Safety Administration, there were over three thousand deaths caused by distracted driving in 2020.

The purpose of this guide is to raise awareness about distracted driving, its dangers, and its potential consequences. We’ll investigate the different types of distractions that may become a problem for drivers, the impact they can have, and the steps that you can take to prevent them.

 

Types of Distractions

When driving, there are lots of things that could potentially become a distraction. These are:

Visual Distractions

Visual distractions refer to any kind of distraction that takes the driver’s eyes off the road; for example, looking at a phone, using a GPS system, or using any other kind of electronic device while driving. While modern cars are designed with GPS systems that you can use without the need to take your eyes off the road, for example, by giving it voice commands, smartphones and other electronic devices don’t always have these features. These can be very dangerous for drivers, which is why it’s against the law to drive and use your phone for things like texting or browsing social media. Trying to read a map or program a GPS system while driving can also be dangerous, which is why it’s important to have your route planned and GPS set up before you set off.

Manual Distractions

Manual distractions are any kind of distraction that takes the driver’s hands off the wheel. Some examples of this could be eating, adjusting the radio, or smoking while driving. Being distracted by these kinds of tasks can make it harder for a driver to maintain control of the car and can be a risk factor for accidents.

Cognitive Distractions

These refer to any type of distraction that takes the driver’s mind off the task at hand. This could involve thinking about personal problems, daydreaming, or being too tired to focus on driving. Cognitive distractions make it harder for a driver to quickly react to unexpected situations, which can increase the risk of accidents on the road.

It’s crucial to note that these distractions often don’t happen one at a time – and a combination of two or more of them can make driving especially dangerous. For example, a driver may be visually distracted by their GPS system, manually distracted trying to eat while driving, and cognitively distracted by worrying about a personal problem. In this kind of situation, the risk of being involved in an accident increases significantly.

 

Consequences of Distracted Driving

Distracted driving can have serious consequences. These are:

Personal Consequences

Distracted driving can lead to a range of serious personal consequences, including serious injury or death, or being arrested for driving dangerously. Drivers who are distracted by something else while they are behind the wheel are more likely to be involved in accidents that can result in serious injuries or even death for the driver, passengers, and other people on the road.

Drivers who cause accidents due to driving while distracted can also face legal consequences such as fines and imprisonment. They may end up with a criminal record.

Financial Consequences

Driving while distracted can also have serious financial consequences for drivers. When an accident is caused, it can lead to many serious expenses such as vehicle repairs, legal fees, and increased insurance premiums. Plus, a driving distracted accident can have a range of knock-on effects, such as losing your job due to an arrest or criminal record. It may lead to other financial hardships, such as being unable to continue working due to no longer having a usable vehicle.

Social Consequences

The social consequences of driving while distracted can also be severe. This is especially true if an accident due to distracted driving occurs while passengers are in the car. People who cause road accidents because of driving while distracted may ruin their relationships with friends and family. Along with this, they may be required to perform community service or take part in other rehabilitation processes.

It’s important to note that the consequences of distracted driving can go far, affecting not only the driver, but also their family and friends. The impact of a distracted driving accident can be felt for years, leading to various hardships and problems.

 

Preventing and Solving the Issue of Distracted Driving

Laws and regulations are in place to prevent distracted driving and discourage drivers from taking part in anything that may distract them while they are on the road. Many states have laws against texting or using a smartphone while driving, which aim to reduce the number of distracted drivers on the road and ensure that it is as safe as possible. Some states have made it mandatory to use hands-free kits for making calls while driving.

In addition to this, education and awareness campaigns are in place to prevent distracted driving. Driver’s education classes, educating school students, and public awareness campaigns are another way to prevent distracted driving by educating drivers about what distracted driving is, how to avoid it, and on the importance of staying focused when behind the wheel.

At Karns & Karns Personal Injury and Accident Attorneys, we understand how distressing it can be to be involved in an accident with a distracted driver. If a distracted driver has collided with you on the road, it can lead to a far-reaching range of effects including vehicle damage, physical injury, emotional trauma and financial trouble. Ultimately, you deserve to be compensated for what you have been through.

The aftermath of being hit by a distracted driver can be tough. We’re here to help. Get in touch today to discuss your case and what we can do to help ensure you are compensated. Call us at 877-557-4221.

What Is a Statute of Limitations?

In the context of legal proceedings related to personal injuries, a statute of limitations is the maximum amount of time that can elapse after an injury before filing a claim. For example, if the statute of limitations is two years, that would mean that you have two years to initiate the lawsuit, after which point your claim would no longer be considered valid. Essentially, the statute of limitations is the deadline for initiating the claim-filing process. The exact statute of limitations will vary depending on the situation and the state in which the event occurred.

 

Is There a Statute of Limitations on Personal Injury Claims?

All states have set statutes of limitations for personal injury lawsuits. Most states have set the statute of limitations for personal injury claims to two years after the date of the injury. However, in some states the statute of limitations can be as long as six years. Here’s a list showing the statute of limitations on personal injury claims in all 50 states:

  • Alabama – 2 years
  • Alaska – 2 years
  • Arizona – 2 years
  • Arkansas – 3 years
  • California – 2 years
  • Colorado – 2 years for standard personal injury claims (3 years for claims involving vehicle) accidents
  • Connecticut – 2 years
  • Delaware – 2 years
  • Florida – 4 years
  • Georgia – 2 years
  • Hawaii – 2 years
  • Idaho – 2 years
  • Illinois – 2 years
  • Indiana – 2 years
  • Idaho – 2 years
  • Kansas – 2 years
  • Kentucky – 1 year for standard personal injury claims (2 years for claims involving vehicle) accidents
  • Louisiana – 1 year
  • Maine – 6 years
  • Maryland – 3 years
  • Massachusetts – 3 years
  • Michigan – 3 years for standard personal injury claims (1 year for personal injury protection) claims
  • Minnesota – 2 years
  • Mississippi – 3 years
  • Missouri – 5 years
  • Montana – 3 years
  • Nebraska – 4 years
  • Nevada – 2 years
  • New Hampshire – 3 years
  • New Jersey – 2 years
  • New Mexico – 3 years
  • New York – 3 years
  • North Carolina – 3 years
  • North Dakota – 6 years
  • Ohio – 2 years
  • Oklahoma – 2 years
  • Oregon – 2 years
  • Pennsylvania – 2 years
  • Rhode Island – 3 years
  • South Carolina – 3 years
  • South Dakota – 3 years
  • Tennessee – 1 year
  • Texas – 2 years
  • Utah – 4 years
  • Vermont – 3 years
  • Virginia – 2 years
  • Washington – 3 years
  • West Virginia – 2 years
  • Wisconsin – 3 years
  • Wyoming – 4 years

As you can see, only three states have set their personal injury claim statute of limitations to less than two years. Louisiana and Tennessee are the only states that have set their statutes of limitations to one year for all kinds of personal injury claims. In California, Nevada, Texas, and most other states, the statute of limitations is set to two years for all kinds of personal injury lawsuits. Keep in mind that many states have shorter statute of limitations when you sue a governmental entity. Be sure to consult with a lawyer to confirm the statute of limitation on your case.

 

Is There a Statute of Limitations on Medical Malpractice Claims?

The law governing medical malpractice claims is slightly different because it is possible for some time to pass before the injury resulting from the malpractice is discovered. As a result, many states have set statute of limitations that may be based on the date of diagnosis instead of the date that actual the malpractice occurred. For example, in California a medical malpractice lawsuit must be filed one from the date that you knew or should have suspected the malpractice not to exceed three years from the date of the malpractice.

 

Is There a Statute of Limitations on Negligence Lawsuits?

Typically, the laws related to negligence lawsuits follow the same statute of limitations as personal injury claims. For example as personal injury claims are generally brought under a theory of negligence.  In California you have two years from the date of negligence to initiate a lawsuit against the negligent party. However, keep in mind that the longer you wait to initiate legal action, the greater the risk you have that the statute of limitations has expired.  Still, even if it has been one year and 11 months since the date of negligence, it is still worthwhile to pursue a lawsuit if you can prove that the other party was at fault.

 

Is There a Statute of Limitations on Wrongful Death Claims?

In most states, the statute of limitations for filing a wrongful death lawsuit follows the same general time frame as a typical personal injury lawsuit. That means the loved ones of the deceased, or the legal representatives they’ve elected, have two years (California) from the date of death to initiate a lawsuit against the allegedly responsible entities.

 

Is There a Statute of Limitations on Slip and Fall Claims?

As you might imagine, a slip and fall case falls under general personal injury claims, which means you’d have two years to file a claim in most states (see the list above for the exact statute of limitations in your state).

 

Is There a Statute of Limitations on Camp Lejeune Injury Claims?

Camp Lejeune represents a unique kind of personal injury case, so you might be wondering if the same statues of limitations apply to it since the event occurred across multiple decades from the mid-1950s to the late 1980s. Since the Camp Lejeune Justice Act (CLJA) was only passed in August of 2022, claimants have two years from the date the Act was passed to file a claim. That means the deadline for filing a lawsuit to obtain compensation for Camp Lejeune water contamination is August 10, 2024. Prior to the CLJA passing, residents of North Carolina and other states who had previously worked or lived at Camp Lejeune were not able to file claims against the government due to the state’s general three year statute of limitations on personal injury claims.

 

Still Not Sure If Too Much Time Has Passed Since Your Injury?

If you still have questions about whether you remain eligible to file a claim for compensation, try discussing your situation with a personal injury attorney during a free consultation. Call us at 877-557-4221 and let the brothers fight for you! It should only take 5-10 minutes or less to get a professional opinion on whether you should pursue a lawsuit based on a simple recollection of the events and a few questions about your supporting evidence and documentation.

6 Things to Do After a Car Accident

Car accidents are one of the most common types of road incidents to occur around the country. Every year, thousands of people get injured or die from these events, and when they do happen, they can be difficult to navigate without the right knowledge and support. So, if you ever find yourself a victim of a vehicle collision, here are six essential steps to take in the aftermath.

 

Do an Injury Assessment

There is a good chance that while the accident is happening, your brain will not keep up. This is a protective response from the brain and is entirely normal. When the dust settles and things are standing still, you might start to feel the impact. This is when you need to assess your injuries and damage to figure out if you can move and whether you need medical attention.

Attend to yourself first because if you are seriously injured, it is vital to take a pause and look after your body. Then you can focus on any passengers that might be on board. Children and the elderly are a priority in this situation and if you are able to help them, this is your first job. If the passengers are stuck or seriously hurt, then make a judgment call on whether it is safe for them to remain in the vehicle until the ambulance support arrives at the scene.

 

Move Away to a Safer Spot

After you have this information, you can make move your car to a safer spot. There is a high risk to your body and vehicle if you stay put so try to move away from active traffic if it is safe to do so. There is no real way to tell what harm has been caused to the vehicle until it has had a professional assessment, so don’t try to fix anything. Prioritize getting to safety for you and all of your passengers too, then you can have a clearer head to deal with the next stage.

 

Phone 911 for Assistance

Here is when you call 911. 911 is there to connect you with the nearest emergency services. You should ask for police and an ambulance to attend the collision scene. These two units are professionally trained for this exact scenario and will be able to direct you and anyone else involved as to what needs to happen.

 

What the Police Will Do

The police attend to take details of the accident from you and anyone that was involved. They will also make further investigations into the scene to find out what could have happened and why it took place. There is a chance you will be breathalyzed, which is a device used to detect alcohol in the blood as drunk driving is a crime and often needs to be ruled out.

 

What the Ambulance Team Will Do

The ambulance crew will naturally assist with any injuries and make a call on whether or not further intervention in a hospital setting is needed. It is normal for your body and mind to be in shock as this event can be traumatic. Make sure the medics team is directed to the person most in need of assistance first so they can receive support and minimize the damage.

 

Exchange Information

Now you have had intervention from emergency services, you can exchange information if appropriate. Try not to leave the scene without acquiring the details of the opposing vehicle because this will be essential information for your insurance claim and any other future events that come from this accident. You will need to:

  1. Take their name, and plate details and ask for the insurance company they deal with.
  2. Take pictures of the crash if you’re in a position to. Photograph your vehicle and the others involved too.
  3. Take pictures of your injuries.
  4. Make an account of what you think happened from your perspective.
  5. Ask the other people involved to do exactly the same thing and give them your insurance details and everything else that is needed as well.
  6. Get the contact information for any witness. Your lawyer will want this to prove that you were not at fault for the crash.

 

Talk to Your Insurance

As soon as possible after the accident, you should call your insurance company to report your claim. Remember that you are only required to report your claim. You do not have to undergo any recorded statements regarding how the crash occurred or the nature and extent of your injuries. You should try to avoid giving a recorded statement to any insurance company. Making your claim should be straightforward, but it may take a while to process when it comes to the administrative side of things. That is why it is important to take action as soon as you feel able to in order to avoid further delays. If your vehicle is completely ruined, and you pay for a replacement vehicle as a part of your policy, this can be arranged too so you are not without transport for a delayed period.

 

Seek Legal Representation

There is a lot more to legal representation post accident than just making a financial claim. A good law firm will help in finding great medical support for any injuries you might have suffered. This will help your recovery process and make you feel cared for in a bigger circle. They can also support you with your medical bills and sorting through all the associated administration that comes along with that. Aside from this, an experienced lawyer will be able to secure the optimum compensation model and ensure that if you are unable to work because of the accident, you get what you need to thrive. This might involve pursuing the opposing party responsible for the accident or clearing your name if an accusation is brought against you.

Car accidents are scary regardless of the circumstances. It is good to know what to do if you are involved in one, and how to navigate life afterward. If you suffer injuries that impede your ability to socialize and work, you may be able to find financial support to help you move in a more positive direction. When the accident is not your fault, and your vehicle is totaled, it can be a frustrating situation for all involved.

Let our award-winning attorneys at Karns & Karns Personal Injury & Accident Attorneys help you. Call us at 877-557-4221 today!

What the Insurance Companies Don’t Want You to Know

When you purchase insurance for your car, in theory, the insurance company is there to help you as the policyholder if you get into an accident. If you are involved in a car accident or sustain a serious injury while driving, then you will need to file a claim with an insurance company in the hope of receiving compensation for any medical expenses you have incurred, loss of income due to not being able to work while you recover from the injuries, and pain and suffering.

Unfortunately, the truth is that insurance companies are more interested in making a profit than they are in helping you. For that reason, there are quite a few things that your insurance company doesn’t want you to know. If you were aware, then you’d be standing in the way of them making money!

So, what are some of the things that insurance companies would rather be kept a secret? Read on to find out more.

 

What You Say Can be Used Against You

After a car accident, your insurance company may ask you to provide a recorded statement addressing what happened and the damage that was done. However, you are under no legal obligation to do this, and it is recommended that you don’t unless you’re doing it with a personal injury or car accident attorney who can help you make sure that you are describing the accident in a way that does not incriminate yourself. In fact, even casual remarks that you make while talking with claims adjusters can be taken as formal statements – especially if you are speculating about whether or not the accident was your fault or describing your injuries. Because of this, it’s important to only stick to the basics when talking about your claim and consult a car accident attorney before giving any statements.

 

Insurance Adjusters are Great At Negotiating

After a car accident, you might simply want to get your money and move on with your life – and the claims adjuster will know this. They might pressure you to accept a settlement offer or even give you a deadline, telling you that you only have a few hours to accept or that this is the best offer that they can come up with. However, it’s best to avoid falling for these tactics and don’t accept the first offer you are given. If you are not confident when it comes to your negotiation skills to get a better offer, you have the right to seek outside counsel and hire a car accident lawyer to negotiate on your behalf.

 

Adjusters Might be Lying to You

Don’t assume that your insurance adjuster is always being truthful with you when it comes to talking about your claim. For example, they might use information that they know about you, such as existing health conditions to tell you that you are not going to be able to make a claim for the injuries you have suffered in the car accident. However, this is not always the truth. There are lots of things that insurance adjusters might say to you in the hope that you don’t know any better and to see if they can get away with it, which is why it’s always best to have an attorney liaise with them on your behalf.  Insurance adjusters are sales people. They want to sell your claim for the lowest price possible.

 

Claims Adjusters are There to Make Money

We’d all like to believe that the insurance company is there to help us. However, the truth is that most of them have the main goal of simply making money for the company. While the claims adjuster might seem like a nice and helpful person while you are speaking to them, their main job is to try and reduce your claim as much as possible, or even try to have it completely denied. Bear in mind that the insurance company does not make any money from helping you, and the claims adjuster works for them.

 

They Hire Doctors to Find Pre-Existing Injuries and Minimize Your Claim

If you allow your insurance company access to your medical records when you sign an authorization form, then they are going to use this to find as much information as possible to minimize your claim. To do this, they will often hire doctors who are there to look through your medical records to try and find any records of a pre-existing condition or injury that they can use to throw doubt on your claim. They might then use this to claim that your injury is not as severe as you say it is. Even if your own doctor is backing you up, the insurance company will hire their own doctors to try and contradict this.

 

They Don’t Want You to Hire a Lawyer

If you have been involved in a car accident, then the first thing you should do is hire a personal injury lawyer. However, your insurance company might want to try to convince you from doing this. They might tell you that hiring a lawyer isn’t worth the cost or that having an attorney is unlikely to help you get a better offer. In most cases, they are hoping that you don’t hire a lawyer so that they are less likely to have to pay out a decent settlement for your case, hoping that without legal counsel you may agree to a seriously low-ball offer just to get it over and done with. Don’t fall for it! Hire an experience personal injury attorney.

 

You Can Sue Insurance Companies for Unethical Practices

Any practices that act against the best interests of the policyholder are considered to be unethical insurance practices. Insurance companies should always act in accordance with accountability laws, but some assume you won’t know about them. A good lawyer will help ensure that your insurance company is held accountable if they act in a way that is against your best interests.

If you’ve been involved in a car accident, Karns & Karns Personal Injury & Accident Attorneys can help you make sure that you’re not falling foul of these insurance company practices. We can liaise with the insurance company on your behalf. Get in touch today for a free consultation and to find out more. Call Karns & Karns Personal Injury & Accident Attorneys now at 877-557-4221.

What is the Settlement Procedure for Auto Accidents?

auto accident lawyers

Vehicular accidents are events that all drivers dread to happen no matter how careful they are and drive defensively. When you are involved in this kind of accident because of another driver’s negligence, you have to ensure you can get all the compensation for the damage. This may cover your medical bills, the income you will lose as you are unable to work, and the recovery period because of the personal injury.

As much as you want to get through this as quickly as possible, an auto accident may be a long and arduous process and you need to get help from the best auto accident lawyers. There are cases where amicable settlements from both parties are not achieved so you should be prepared to go through the process.

But what will the process be? How to make sure you’ll get the appropriate settlement for someone’s negligence?

DOCUMENTS FOR YOUR CLAIM

Ensure you have all the documents ready and completed to support your claim. The insurance adjuster will review all the evidence to process the claim and best to have them available once they ask for it.

1. Photos of the accident scene with your car and the other driver’s car.
2. Official police report of the accident.
3. Testimonies of the witnesses.
4. Medical records (diagnosis, findings, receipts from the hospital and pharmacy) resulting from the accident.
5. Statement from the other driver.
6. Place where the accident took place.

EXPERTS IN CAR ACCIDENTS

If the case goes to court, experts that support your claim will be needed. Their experience and knowledge will play a major role in the proceedings.

  • Your Doctor to learn about more of your injuries, intervention, and prognosis
  • An Engineer
  • Reconstruction Specialist who may recreate how the accident occurred

Insurance Policies Review

Many people don’t read what’s written in insurance coverages, including the fine print that everyone ignores. All these will matter in your claims and auto accident injury lawyers are the best people who can assist you and ensure that everything will be reviewed and covered.

There may be technical terms and jargon which may cause confusion or misunderstanding. Also, you will be advised if the settlement offered is just and fair or if there is more that you should be getting. They will negotiate for you and will fight with your best interest in mind. In case it escalates to a lawsuit, you have everything covered from the beginning.

PRE-LAWSUIT SETTLEMENT

It will be awesome if you and the negligent driver settle this out of court. This means that during discussions and negotiations, both parties agree on an amicable settlement.

However, you don’t have to wait for a case to be filed. Auto accident lawyers will represent you in all communication and guide and update you on the status and development of the case.

FILING A LAWSUIT

In case no settlement was achieved, the next step is to file a lawsuit. These cases may be settled without a hearing. Your lawyer will work on the strategy to go about it and will negotiate with the insurance provider of the negligent driver.

COURT PROCEEDINGS

If all negotiations fail, your lawyer will advise you to present the case in court. You may need to appear in these proceedings with a lawyer. They will prepare you and set expectations on how your case will be presented. All other documents will be prepared for you by the firm, evidence will be presented, and witnesses/experts may be called to a stand.

Continuous communication and negotiation even if the court hearing started. This is a good scenario, as all parties would like to lessen expenses, as it will be more costly to do so in court.

HIRE KARNS & KARNS AND GET THE HELP YOU NEED NOW

Remember, you are the aggrieved party, and you need to secure everything that you can by having the best lawyer to help and assist you. Being involved in a car crash does not only impact you economically. The physical injury, emotional and mental pain, and suffering and your inability to do the things that you usually do and would want to do will take a toll on the victim and family. Your time is precious, and you cannot let this be stolen from you. Call Karns & Karns Injury & Accident Attorneys now at 877-557-4221, and they will take care of you.